New Jersey Skilled Trades And Utility Workers’ Compensation FAQs
Last updated on October 3, 2024
As experienced attorneys who have helped many skilled trades and utility workers, we understand your legal concerns. We have compiled this FAQ section to address common concerns and provide accurate, up-to-date information based on New Jersey laws.
Are all New Jersey skilled trades and utility workers eligible for workers’ compensation?
Nearly all employees, including skilled trades and utility workers, are covered by workers’ compensation insurance. This coverage is mandatory for most employers, regardless of the business size or the number of hours an employee works. However, a few exceptions exist, like independent contractors or certain federal employees covered under different systems.
What types of injuries or illnesses are covered under New Jersey workers’ compensation for skilled trades and utility workers?
New Jersey workers’ compensation covers job-related injuries and illnesses that skilled trades and utility workers face. Including:
- Acute injuries from accidents
- Repetitive stress injuries
- Occupational diseases
- Aggravation of preexisting conditions due to work activities
Coverage also extends to work-related physical and mental health conditions.
How long do New Jersey skilled trades and utility workers have to report a work-related injury or illness?
Workers should report their injury or illness to their employer as soon as possible but no later than 90 days from when the injury occurred or the date they became aware of an occupational illness. However, it’s strongly recommended that incidents be reported immediately to help ensure prompt medical attention and to avoid any potential disputes about the work-relatedness of the condition.
What benefits are available to skilled trades and utility workers under New Jersey workers’ compensation?
Medical, temporary total disability, permanent partial disability, permanent total disability and death benefits are available to injured workers in New Jersey.
Can New Jersey skilled trades and utility workers choose their doctor for work-related injuries or illnesses?
The initial choice of treating physician is generally made by the employer or their workers’ compensation insurance carrier. However, if the employer fails to provide necessary medical treatment, the worker may seek treatment independently and request reimbursement. In emergencies, workers can seek immediate medical attention without prior authorization.
Call Us For Assistance
Our Hackensack and Ramsey offices are always ready to handle your legal concerns. Call Parisi & Gerlanc, Attorneys At Law, at 551-587-8915 or contact us online for a free consultation with an experienced attorney.