Frequently Asked Questions About Personal Injury In New Jersey

Who pays your medical bills after a car accident?

In New Jersey, your own car insurance policy typically covers medical bills through personal injury protection (PIP), regardless of who caused the accident. PIP is designed to cover a range of medical expenses, including emergency treatment and rehabilitation. If your medical bills exceed the limits of your PIP coverage, you may be able to seek compensation from the at-fault party’s insurance.

What steps should I take after an accident?

After an accident, you should focus on safety first. Move to a safe area and check for injuries. Call the police to report the accident, even if it is minor. Exchange insurance and contact details with the other driver, and take photos of the scene and any injuries. Lastly, contact an attorney promptly to protect your rights and for guidance through the claims process.

What is the statute of limitations for filing a personal injury lawsuit in New Jersey?

The statute of limitation defines the time you have to seek a legal remedy. Under state law, you have two years from the date of the injury to file a personal injury lawsuit. If you miss this deadline, you are generally barred from seeking compensation for your injuries.

How does comparative negligence work in New Jersey personal injury cases?

New Jersey follows a modified comparative negligence rule, meaning that if you share responsibility for the accident, your compensation is reduced by your percentage of fault. If you are found to be more than 50% at fault, you may not be able to recover any damages.

Does New Jersey follow a “no-fault” insurance system for car accidents?

Yes, the state follows “no-fault” insurance laws for car accidents. Under this system, your own insurance—specifically, your personal injury protection (PIP) coverage—pays your medical bills regardless of who was at fault. However, if your injuries are severe or meet certain thresholds, such as permanent injury or significant scarring or disfigurement, you may have the right to pursue a claim against the at-fault driver for additional compensation.

Get In Touch Today

If you were injured in an accident, our experienced injury lawyers are ready to discuss your case and help you explore your options for compensation. Call us at 551-587-8915 to arrange a free consultation in Hackensack or Ramsey. You can also reach us via email.