If you’ve been injured on the job in New Jersey, you’ve likely filed for worker’s compensation benefits. These benefits are there to help people who have been injured pay for their medical bills, other medical-related expenses and lost wages throughout the healing process. Worker’s compensation can be established on a temporary basis or a permanent one depending on the disability of the employee.
Having a doctor’s approval
If you were injured on the job or developed an illness as a direct result of your job, you’re likely entitled to worker’s compensation benefits. However, you’ll need to have an evaluation performed by a doctor that is approved by the worker’s compensation insurance company. Once they approve you for temporary total disability, you may receive benefits that come along with the decision.
What compensation can you expect
In the event that you’re approved for temporary total disability, insurance companies use the same percentages for figuring out your weekly benefits. They will provide you with 70% of your gross weekly pay. There is a set hard cap on the weekly amount that a person can receive. This changes each year, so it’s best to check with a worker’s compensation attorney to see what the current hard cap is.
Apart from receiving a temporary total disability decision from an authorized medical professional, there are some other ways that you may qualify for this type of worker’s compensation benefit. In the event that your job is very physically demanding and your employer is unable to provide you with a less physically demanding job, you can qualify for these benefits.
Worker’s compensation insurance is there to help injured employees sustain themselves financially when they’re unable to do their job. Temporary total disability may be something that you’ll need to deal with if you’ve been injured on the job. It’s always advisable to speak with an attorney to ensure that you’re receiving the maximum benefits allowable by law.