Unfortunately, workplace accidents are common in New Jersey and throughout the country. As an employee, it is important to understand the various aspects of a workplace injury as it will affect in the type and amount of workers’ compensation you receive. The category that your injury will be filed under is obviously not what you’re thinking about while you’re injured, but understanding what an unscheduled loss is can be critical to receiving just compensation.
Permanent injuries
In the event that you receive a permanent injury on the job, you are likely to have it categorized under a scheduled or unscheduled loss. In both cases, the permanent injuries you sustain will either prevent you from earning a living or simply have you switch positions within the company. Your particular type of injury will be investigated, and a claim must be filed within one of those two options before any workers’ compensation can be granted.
What are unscheduled losses?
Unscheduled losses are usually reserved for more general types of disabilities. These are injuries that are commonly sustained in the workplace, such as shoulder or hip injuries. It should be noted that when employees file for this type of claim, they are usually granted the funds based on their inability to earn a living rather than simply on the severity of the disability. Unfortunately, this also means that you have a higher chance of being denied, even with a clear disability on your hands.
Seeking workers’ compensation is no easy task, so you may want to obtain the services of an attorney. A legal professional may be able to assist you if any disputes regarding your disability and claim are challenged by your employer.