Your New Jersey employer is required by law to carry workers’ compensation insurance. Like any type of insurance, after a claim is made, the company investigates the circumstances that led to the injury. According to the FHM Insurance Company, an investigator uncovers the details of your workplace accident by asking some standard questions.
The insurance company wants to verify that you were injured, and also wants to document the specifics of the accident. This may entail asking witnesses what they saw, and if there was anyone else involved in the situation. If there were machines or tools being used, the investigator will ask whether you were trained in the proper operation of them and if you were supplied with the necessary protective equipment.