New Jersey laws protect Bergen County workers injured on the job. Employers are required to self-insure or carry workers' compensation insurance to cover wage losses and medical bills for victims of work-related injuries. Temporary and permanent benefits are paid to eligible employees, and in the event of deaths, to employees' families.
Eligibility depends upon worker status and circumstances surrounding an injury or illness. The victim's job classification must be "employee" -- an independent contractor classification would not fit this criteria. Employer guidelines on this issue are posted in a guide on the New Jersey Department of Labor and Workforce Development website.