Here at Parisi and Gerlanc, people often ask us about their rights after their workers' compensation claim is denied. Insurance companies find many reasons to deny a claim for benefits. There are typically two main categories for the denial: either your injury or illness is not work-related or it was due to inappropriate behavior that you allegedly engaged in.
In New Jersey, there is a standard procedure to follow if you find yourself with a workers' compensation claim denied by your employer's insurer. This is known as an appeal, in which you formally contest the decision and ask for it to be reviewed a second time. According to the Department of Labor and Workforce Development, if you disagree with the ruling from your employers' insurer, you can submit an application for an informal hearing or a formal claim petition or to dispute the decision.